Terms of Use:The rules for using our site and service
These Terms of Use ("Terms") are an agreement between you and Adon Media Group LLC ("we", "us" or "our"), which operates 5minutesloan.com (the "Site"). By using the Site or submitting a request, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.
Last updated:
At a glance
Key points
- We are not a lender. Any loan agreement is between you and the lender, on the lender’s terms.
- Give true, accurate and complete information, and only your own.
- Review the contact and credit permissions in the request form. This page does not create consent to unrelated marketing.
- Most disputes are resolved by individual arbitration, and class actions are waived.
The service
1. Our service
What the Site does
The Site lets you submit a request for a personal loan, which we share with lenders and lending partners who may be able to make you an offer. A lending network can send a request to other networks or lenders. We are not a lender, do not make credit decisions and are not a lender's agent. A partner accepting a request is not a loan approval, and we do not promise the lowest rate or a comparison of all available loans.
No guarantee
We do not guarantee that you will be matched with a lender, receive an offer or be approved, or that any offer will meet your needs. Any loan agreement is solely between you and the lender, on the lender's terms.
Who can use it
2. Eligibility
The request service is intended for adults aged 18 or older who can lawfully enter into the relevant transaction. A lender may require a higher minimum age, a particular residency status, qualifying income or an eligible bank account. Passing a form field check does not establish eligibility under your state's law or a lender's rules.
Your details
3. Information you provide
Accurate, and only your own
You agree to give true, accurate and complete information about yourself, and only your own information. Submitting false information or information about another person is prohibited and may be illegal.
Sharing and verification
Submitting a request involves sharing your details with participating lenders or lending networks as explained in our Privacy Policy and the permissions presented in the form. Partners may seek consumer reports or verify your information under the applicable authorization and law. Some checks can affect your credit score. This section does not independently authorize a credit inquiry or unrelated marketing.
Calls, texts and email
4. Consent to be contacted
What you agree to
Read the contact-consent text immediately beside the request form's checkbox before choosing it. It describes the parties and purposes covered, including any automated calls, texts or prerecorded or artificial voice messages. Message and data rates may apply. The form has two boxes. The first is required: it accepts these Terms, our Privacy Policy and Electronic Consent, and lets lenders and lending networks contact you about the request you submit. The second, for autodialed or prerecorded calls and texts from us, lenders, lending networks and marketing partners about your request and other financial products, is optional and is not a condition of submitting a request or of any purchase. This disclosure does not waive any right you have under applicable consent laws.
Revoking consent
You may revoke consent at any time by any reasonable means, including replying STOP to a text. See our Marketing Opt-Out page.
Electronic records
5. Electronic communications
You agree to receive disclosures, notices and other communications from us electronically, as described in our Electronic Consent.
House rules
6. Acceptable use
You agree not to:
- use the Site for any unlawful or fraudulent purpose;
- submit requests using automated tools, bots or scripts;
- interfere with, scan, copy or reverse engineer the Site or its security features;
- impersonate anyone or misrepresent your affiliation with anyone.
Ownership
7. Intellectual property
The Site and its content, design, logos and software are owned by Adon Media Group LLC or its licensors and protected by law. We grant you a limited, personal, non-transferable right to use the Site for its intended purpose. You may not copy, modify or distribute any part of it without our written permission.
Other sites
8. Lenders and third-party sites
You may be directed to lenders' or partners' websites. We do not control and are not responsible for their content, products, terms, privacy practices or decisions. Your dealings with them are solely between you and them.
Warranties
9. Disclaimers
The Site and service are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the Site will be uninterrupted, error-free or secure. Information on the Site is general and is not financial, legal or tax advice.
Liability
10. Limitation of liability
To the fullest extent permitted by law, Adon Media Group LLC and its officers, employees and partners will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss arising from any loan or dealings with a lender, arising out of or related to your use of the Site. Our total liability for any claim will not exceed one hundred U.S. dollars ($100). Some states do not allow these limits, so they may not apply to you.
Indemnity
11. Indemnification
You agree to defend, indemnify and hold harmless Adon Media Group LLC and its affiliates, officers and employees from claims, losses and expenses (including reasonable attorneys' fees) arising from your violation of these Terms or misuse of the Site, or from information you submit.
Disputes
Please read carefully12. Arbitration and class action waiver
Please read this section carefully.
Binding individual arbitration
You and we agree that any dispute arising out of or relating to the Site, these Terms or our service will be resolved by binding individual arbitration under the Federal Arbitration Act, administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. Either party may instead bring an individual claim in small claims court.
Class action waiver
Claims may be brought only in an individual capacity, not as a plaintiff or class member in any class, collective or representative proceeding, and the arbitrator may not consolidate claims.
Opt out within 30 days
You may reject this arbitration agreement by emailing support@5minutesloan.com within 30 days after you first use the Site, with your name, email and a clear statement that you reject arbitration.
Law
13. Governing law
Applicable federal law, including the Federal Arbitration Act where it applies, governs the relevant provisions of these Terms. State law applies where required under the rules governing the dispute. Nothing in these Terms removes mandatory consumer protections or other rights that cannot lawfully be waived. A lender's agreement may have separate governing-law terms; review them before accepting a loan.
Updates
14. Changes and termination
We may update these Terms or the Site. The displayed update date identifies the current text. Changes apply subject to any notice or renewed agreement required by law and do not retroactively expand permissions or remove accrued rights. We may suspend access for misuse or other lawful reasons. If part of these Terms is unenforceable, the rest applies to the extent permitted by law.
Get in touch
15. Contact us
Website owner
Adon Media Group LLC, owner of 5minutesloan.com
Website privacy contact
Questions about this page?
Email support@5minutesloan.com with your question. Do not send Social Security or bank account numbers by email.