Start your loan request
About 5 minutes, free to request and no obligation to accept.
5MinutesLoan is not a lender. Rates, fees and terms are set by each lender. Approval is not guaranteed. Rates and fees
- Encrypted connection
- All credit types welcome
- No cost to use this site
What to have ready
Your contact details, income and employment information, and your bank account details. Lenders use your Social Security number to verify your identity.
What happens after you submit
We send your request to lenders and lending networks we work with. If one accepts it, we take you to their website, where they may ask for more information before deciding. Being connected is not the same as being approved.
Credit checks and contact permissions
We do not check your credit, but lenders who review your request may, and a hard inquiry can affect your score. Lenders and partners may contact you by phone, text or email about your request; read the consent text in the form before you submit. Questions? Contact us.
Before accepting any loan
Check the APR, fees, the cash you actually receive, your payment dates and the total you will repay. You never have to accept an offer.